Maximising Super Contributions – Beware

The super contribution rules changed from July 2007

If you’re planning on maximising your super contributions, it pays to be vigilant when managing and implementing your strategy. There can be a nasty sting in the tail if you’re not careful.

Prior to the introduction of “Simple Super” there was a limit on the amount of pre-tax contributions you could make to super. But after-tax contributions were unlimited.

The “Simple Super” changes not only put a limit on after-tax contributions. They also changed the nature of pre-tax contributions.
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Borrowing and Wealth Management

Attitudes to borrowing

We all know that many people have become very wealthy through the use of borrowing. These people are often lauded as brilliant entrepreneurs and we are encouraged to emulate their success. But the last couple of years have again starkly reminded us that borrowing also comes with considerable risk and, potentially, financial ruin.

Where does borrowing sit in a wealth management plan? There are many opinions:
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